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  • Savings Deposits As Investment Can Be Withdrawn Anytime, Real Property Can Not.
  • Dollar Deposits Flactuate And Value Goes Down, Real Property Will Not.
  • Many Times Jewelries Are Sold Less The Value Bought, Real Property Will Not.
  • Money Value Goes Down In Time, Real Property Value Always Goes Up In Time.
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Member Details

Username : elegantdreamhouses
Name : Esmer / Virgie Lazarte or Elegantdreamhouses Marketing: Jade - Ricky - Greg - Racquel
Membership : Premium (July 19, 2009 05:07PM)
Member Since : August 31, 2008 08:35AM
Last Login : 1 hour, 47 minutes ago
Feedback : 1 Rating 100.00% [ 1 - Positive | 0 - Negative ] [ Details ]
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Address : Landline: (632) 803-4966, Metro Manila - Las Pinas City
Contact Nos. : Smartcel: +63919-283-0621, Suncel: +63922-326-3286

CAVITE-Bacoor/Imus/Carmona: 1M up - (Click Photos)

COLLEEN LANCASTER VILLAGES WITH LINEAR PARK IMUS CAVITE PHILIPPINES 3BR 2T&B SINGLE DETACHED HOUSES LOT AREA 80 SQM FLOOR AREA 60 SQM AMENITIES SECURED 24HOURS NEAR AIRPORT MAKATI COASTAL ROAD EXTENSION AFFORDABLE OFW RETIREES  PROPERTY INVESTMENT 1.4M
RIDGECREST MOLINO 3STOREY 4BR 3T&B SINGLE HOUSE 2CAR GARAGE HOUSE AREA 110SQM LOTAREA 80SQM NEAR AIRPORT ALABANG MAKATI MANILA OFW AFFORDABLE PROPERTIES  INVESTMENT INHOUSE PAGIBIG BANK SAFE SECURED 24HRS BACOOR CAVITE PHILIPPINES 2.1M.
LAS VERANDAS IMUS 3BR 2T&B 1CAR GARAGE BALCONY LOTAREA 80SQM FLOOR AREA 78SQM HOUSE NEAR SM BACOOR  CAVITE PHILIPPINES AFFORDABLE NEAR AIRPORT MANILA  MAKATI OFW RETIREES BEST INVESTMENT BESIDE HIGH WAY REDWOOD HOUSE MODEL SECURED 24HRS 1.9M.
HOLLYWOOD B IMUS SINGLE ATTACHED 4BR 2T&B 2CAR WIDE BIG BALCONY CAVITE PHILIPPINES BEST BUY AFFORDABLE OFW  INVESTMENT RETIREES BIG BUSINESS POTENTIAL NEAR MAKATI SAFE SECURED 24 HOURS 1.8M
CARMONA ESTATES PINES SINGLE ATTACHED 3BR 2T&B 1CAR GARAGE LOT AREA 80SQM FLOORAREA 60SQM HOUSE FOR SALE CAVITE PHILIPPINES CHEAP SECURE 24HOURS OFW BUSINESS  INVESTMENT NEAR MANILA MAKATI AIRPORT INHOUSE BANK PAGIBIG FINANCING 1.3M UP
CARMONA ESTATES OAKWOOD 4BR 2T&B 2CAR GARAGE FLOOR AREA 104SQM LOTAREA 88SQM WIDE BIG BALCONY CAVITE PHILIPPINES BEST BUY AFFORDABLE OFW INVESTMENT RETIREES BIG BUSINESS POTENTIAL NEAR MAKATI AIRPORT ALABANG STA. ROSA SAFE SECURED 24HOURS 1.6M.
REDWOOD SILVERCREST VILLAGE 3BR 2T&B SINGLE ATTACHED 2CAR GARAGE BALCONY LOTAREA 80SQM FLOOR AREA 77SQM NAWASA WATER SUPPLY HOUSE NEAR SM BACOOR CAVITE PHILIPPINES AFFORDABLE 15MINS AIRPORT NEAR MANILA MAKATI OFW RETIREES INVESTMENT SECURED 24Hrs 1.9M.
HAVEN LANCASTER VILLAGES WITH LINEAR PARK IMUS CAVITE PHILIPPINES 4BR 2T&B SINGLE DETACHED HOUSES LOT AREA 80 SQM FLOOR AREA 85 SQM AMENITIES SECURED 24HOURS NEAR AIRPORT MAKATI COASTAL ROAD EXTENSION AFFORDABLE OFW RETIREES PROPERTY INVESTMENT 1.7M
ALEXIS IMUS SINGLE DETACHED 3BEDROOM 2TOILET 2CAR  GARAGE LOTAREA 100SQM FLOORAREA 60SQM CHEAP HOUSE  FOR SALE PAGIBIG BANK INHOUSE FINANCING OFW  INVESTMENT COMPLETE AMENITIES SAFE SECURED 24HRS  NEARMAKATI AIRPORT BRICKS ROOFING MONTEFARO VILLAGE
CLAIRE WINDSOR MANSIONS IMUS 4BEDROOM 2TOILET 2CAR GARAGE HOUSE  WITH GATE BIG BALCONY BIG LOT 149SQM NEAR  AIRPORT MAKATI MANILA COMPLETE AMENITIES GUARDED 24HRS NEAR HIGHWAY WISE OFW RETIREES INVESTMENT BIG BUSINESS POTENTIAL BANK INHOUSE PAGIBIG 3M Up

PAGIBIG HOUSING - Php725,000-Up! (Click Photos)

FUJI KINARRI VILLAGE 3BR 2T&B 1CAR GARAGE PAGIBIG HOUSING TOWNHOUSES LOT AREA 50SQM HOUSE AREA 57SQM COMPLETE AMENITIES SECURED 24HOURS NEAR  AIRPORT MAKATI EXPRESSWAY+ACCESIBLE+AFFORDABLE +OFW+INVESTMENT+READY FOR OCCUPANCY 850,000-UP
Ready For Occupancy House For Sale+Imus,Cavite,Philippines+Cheap Homes For OFW Investment+Thru PAGIBIG+INhouse Financing+Only  Php660,000.+1Million+Near Makati+ Airport+EPZA+Mall+2..3 Bedroom/1Toilet+Complete Amenities+ Transport Access+Guarded 24-Hours
CARMONA ESTATES PINESTH 3BEDROOM 2TOILET 1CAR GARAGE  LOTAREA 50SQM FLOORAREA 60SQM HOUSE FOR SALE PAGIBIG  PINECREST VILLAGE CAVITE PHILIPPINES CHEAP OFW  INVESTMENT NEAR MAKATI MANILA ALABANG SAFE AMENITIES  SECURED 24HRS BUSINESS POTENTIAL 1M
Northeast+Primarosa+Imus+Townhouses+3BR+2T&B+1Car+ Garage+LotArea+50sqm+FloorArea+57sqm+Near+Manila+Airport+ Makati+Cheap+Affordable+Ready+for+Occupancy+House+for+ Sale+Cavite+Phils+OFW+Investment+Secured+24hrs+Bricks+ Roofing+996,000
NIKKO KINARRI VILLAGE 4BR 2T&B 1CARGARAGE PAGIBIG HOUSING TOWNHOUSES LOT AREA 50SQM HOUSE AREA 57SQM COMPLETE AMENITIES SECURED 24HOURS NEAR AIRPORT MAKATI VIA EXPRESSWAY AFFORDABLE READY For OCCUPANCY CHEAP OFW INVESTMENTACCESIBLE MARKET SCHOOL 1M UP
CYPRESS CARMONA ESTATES GUARANTEED LOAN APPROVAL PAGIBIG HOUSING 3BEDROOM 1TOILET 1GARAGE NO DOWNPAYMENT NO REQUIRED SALARY NO INCOME TAX NEEDED LOTAREA 40SQM FLOOR AREA 40SQM CAVITE CHEAP TOWNHOUSES SALE 5,500 MONTHLY NEAR ALABANG AIRPORT MAKATI 740K.
MANOR IMUS GUARANTEED PAGIBIG LOAN APPROVAL 3BR T&B 1GARAGE NO DOWNPAYMENT NO SALARY BRACKET NO INCOME TAX NEEDED LOT AREA 40SQM FLOOR AREA 40SQM CHEAP CAVITE PHILIPPINES TOWNHOUSES SALE 5,500 MONTHLY NEAR MAKATI AIRPORT MANILA COASTAL ROAD EXTENSION 740K

Las Pinas/Paranaque/Muntinlupa 2M up-(Click Photo)

ALABANG TOWNHOUSES.  READY FOR OCCUPANCY ANYTIME.   EAR FESTIVAL MALL AND BUSINESS CENTERS.
JEANETTE GARDENS LAS PINAS 3BR 2T&B WITH BATHTUB  FLOOR AREA 102SQM LOT AREA 62SQM READY FOR OCCUPANCY HOUSE FOR SALE 10%DOWN LIPAT AGAD 15MINS AIRPORT NEAR MANILA MAKATI SCHOOLS SAFE SECURED NAWASA WATER SUPPLY 24HRS WITH 16 SURVEILANCE CAMERAS

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HOME BUYING TIPS IN PHILIPPINES!!!

Balikbayan Tips - Home Buying in Philippines


How often do we hear someone say: "My dream is to own a home." "I would be happy and contented owning a small house and lot." This is the simple Filipino dream. Concurrently, the measure of one's success is determined by how many pieces of real estate he owns. Truly, for a Filipino, real estate ownership is the barometer of his achievement. It may also be the cause of his downfall, if he does not buy correctly.


The typical Filipino mentality in home buying is that the first home he buys should be his dream home and that is where he is going to stay until the day he dies. If you are looking for the key to money-wise home ownership for the coming decade, keep this rule in mind: When you buy, make sure you buy with an eye to resell, sooner rather than later. This means that if you are a smart consumer, you'll look at any house you're buying with a view to its resale-ability at maximum gain, probably within the next five to seven years. Even if you don't sell within the average time frame, you will find this buy-to-sell perspective will bring you sounder investments.


Simply explained, the first home you buy does not necessarily have to be your dream home. You can use this first purchase as a stepping stone to eventually buying your "castle"” The important thing is for you to make that first step into property ownership: buy with the intention of selling later, and then buy again a much bigger one, until you reach your dream. Here are some basic rules to consider to make this principle work for you:


Rule 1: The most important general principle in house-hunting is - location, location, location. Your home's location within the community will be the most important controller to your resale profit. Good schools, proximity to shopping and transportation, and accessibility to the central employment area are factors that make location favorable. A home purchase is the largest investment most families undertake. When you settle in the community of your choice, you gain a stake in its future, its plans and problems. You will develop a sense of responsibility and pride in home ownership and, with your neighbors, will have a strong influence on the growth of the community. If you choose a home in the heart of the metropolis, you’ll enjoy close proximity to shopping areas and convenient transportation.


Rule 2: After you have determined the best location for you, the next important factor to check when buying a house in a development project, is to check out the reputation of the builder or developer. See as many houses he has built or projects he has developed. Do they have ample water supply? How is the security in the area?


Rule 3: Choose a house whose architectural style places it safely within the mainstream of your area and price range. Highly personalized and dramatic architectural structures may take more time to re-sell later on as you may have to find a buyer with the same personality and tastes as you.


Rule 4: If you are buying an older house, be certain that your house has, or will when you've finished renovating it, the value added features considered essential for your location and price bracket. Among these may be an additional bathroom, bedrooms, a carport for at least one car.


Rule 5: Avoid the big value losers. A house with its own swimming pool may be a status symbol for you but for a maintenance-conscious individual, this may become a liability for resale rather than an asset.


Rule 6: Another consideration you should take is how you are going to finance the purchase. For those who are going to pay the whole amount in cash, there is usually no problem because they will buy or build up to the amount of money they have set aside for the purchase. On the other hand, for those who intend to finance their purchase, the most important thing to remember is - do not over-extend yourselves. In simpler words, do not borrow more than you can afford to pay in monthly amortization.


The rule of thumb in financing is your monthly amortization payments should not exceed 30% of your family income per month. Of course, each lending institution will have their qualifying requirements, so I suggest that you visit your bank and get yourselves pre-qualified first before you start your home search. If you know your qualifying limit, then you will stick to viewing only the homes in your price range. The wise and prudent buyer will pick the best looking house in his price range, and then move up to a better one later using the equity build-up and appreciation from the re-sale of the old house.


Rule 7: Be prudent in buying or investing in projects or developments being pre-sold. In a normal market, property appreciation is based on supply and demand. In a boom market, speculating in pre-selling may seem attractive because one thinks he is buying at a lower value. I believe that real estate is still one of the most dependable hedges against inflation in a normal market, and it does a whole lot more in a brisk market. Let me illustrate further. If the rate of inflation today is 7%, it is more than likely that the rate of appreciation of your real estate property will go up at least 7% annually.

 

Rule 8: An educated consumer will realize the value of working with a licensed real estate professional - a formally trained and qualified agent to help him through the process of finding the property, handling the legal paperwork and details, getting the best financing option possible, and eventually closing the transaction. There is value to the peace of mind generated from using the services of a real estate professional. Commissioning a knowledgeable agent will save you time, provide a greater selection of properties to choose from and will make the buying process less stressful.

 

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